Medical Disclaimer
By Paul Paradis · Last reviewed October 29, 2026
If you need help right now
If you or someone else is in immediate danger, call 911 or go to the nearest emergency room.
For a suicidal crisis or emotional distress, call or text 988 to reach the 988 Suicide & Crisis Lifeline, or chat at 988lifeline.org. You can also text HOME to 741741 to reach the Crisis Text Line. Both are free and available 24 hours a day in the United States.
Educational information, not medical advice
Telehealth Navigator AI publishes general information about telehealth, online therapy, online psychiatry and how insurance covers them. Nothing on this site is medical, psychological or legal advice, and nothing here is a diagnosis or a treatment plan. Reading a guide does not create a clinician-patient relationship with anyone involved in the site.
Decisions about your health, including whether to start, stop or change a medication, belong with a licensed clinician who knows your history. Please don't delay or skip professional care because of something you read here.
About the free AI guide
The free AI guide on this site is an AI tool, not a therapist or a doctor. It can explain terms and help you think through options, but it can be wrong, it cannot assess your safety, and it cannot respond to an emergency. If you are in crisis, use the numbers above instead of the chat.
Accuracy, prices and platforms
We cite public sources such as federal agencies, state licensing boards and the companies' own pricing pages, and we date the facts that change most. Prices, insurance rules, state laws and platform policies change often, so confirm anything important directly with the provider, your insurer or the relevant agency before you rely on it. Mentioning a company is not an endorsement. How we research and update pages is described in our editorial standards, and how the site is funded is in our affiliate disclosure.
Questions or corrections
If you spot an error, please tell us through the contact page. We can't answer personal medical questions; a licensed clinician is the right person for those.